> For the complete documentation index, see [llms.txt](https://support.ellipal.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://support.ellipal.com/docs/ellipal-pay/ellipal-pay-card-fees-and-limits.md).

# ELLIPAL Pay Card Fees and Limits

### Daily Purchase Fees

No transaction fees when spending with your card

1:1 stablecoin usage — a €10 purchase = 10 EURe (or equivalent)

***

### Foreign Exchange (FX) Fees

No added fees from ELLIPAL Pay for currency conversions

Visa’s exchange rate is applied automatically at the time of purchase

**Pro Tip:**

When travelling, always select the local currency at payment terminals for better rates.

***

### Daily Spending Limits

Daily limit runs on a rolling 24-hour period and does not reset at 00:00

| Limit Type               | Maximum               |
| ------------------------ | --------------------- |
| Daily Spending Limit     | 8,000 EURe/GBPe/USDCe |
| Single Transaction Limit | 5,000 EURe/GBPe/USDCe |

***

### A Note on Gas Fees

* No gas fees for ELLIPAL Pay card transactions
* Gas fees apply only to on-chain crypto transfers (e.g., sending funds from your Safe to another wallet)


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