> For the complete documentation index, see [llms.txt](https://support.ellipal.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://support.ellipal.com/docs/ellipal-pay/why-was-my-transaction-declined-common-reasons.md).

# Why Was My Transaction Declined? Common Reasons

### 1. Insufficient Funds

✅ What it means: Your Card does not have enough EURe, GBPe, or USDCe to complete the payment

#### **What to do:**

Open the ELLIPAL App

Go to Assets > Pay > ELLIPAL Pay

Check your balance on the Home page

Add funds if needed

***

### 2. Incorrect Card Details

✅ What it means: Card number, expiry, or CVC was entered incorrectly

#### **What to do:**

Re-enter your card details carefully

Go to Cards > Show details to check your virtual card information

Make sure your billing address matches your profile

***

### 3. Daily Spending Limit Exceeded

✅ What it means: The transaction amount is higher than your card’s daily or per-transaction limit

#### **What to do:**

Open ELLIPAL Pay

Go to Account > Limits

Check your available card limits before trying again

***

### 4. Security Flag Triggered

✅ What it means: Our fraud prevention system blocked a transaction due to unusual behaviour (e.g. location, frequency, merchant type)

#### **What to do:**

Check your ELLIPAL Pay account for any alerts

If you suspect fraud, go to Cards and freeze your card immediately

Contact support if you need help

***

### 5. Restricted Merchant or Country

✅ What it means: Some merchant categories (e.g. gambling, automated fuel) or certain countries are blocked for compliance

#### **What to do:**

Check if the merchant or location is restricted

Card Limitations and Restrictions

Eligible Countries for Gnosis Pay Services

***

### 6. Merchant Payment Processor Error

✅ What it means: The issue may be on the merchant’s side (e.g. processing issue)

#### **What to do:**

Ask the merchant to try again

***

### Still Having Trouble?

Please contact support and include:

* Your wallet address
* A short description of the issue
* Time and location of the declined transaction


---

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